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FREE Kasasa Cash® Checking

Contact us for more information or visit any of our branches to open your free Kasasa Cash account.

Kasasa Cash® is a free share draft checking account that earns high dividends on your balance, plus refunds on ATM withdrawal fees.* Each cycle, just do a few easy banking activities (called “qualifications”) that you probably already do anyway. Take a look below to see how easy it is!

  • Free checking that pays a really high rate

    • 7.00% APY* on balances up to $15,000
    • 7.00% to 1.13% APY on balances over $15,000 depending on balance in account*
    • 0.05% APY* if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*

  • Link to free Kasasa Saver® to build savings automatically
    • Both earned dividend rewards and ATM refunds can be swept to a Kasasa Saver account
  • Add Kasasa Protect® for comprehensive fraud protection*
  • No minimum balance requirements
  • No monthly maintenance fee
  • Unlimited monthly transactions
  • Free digital banking services including:
    • Free Online Banking with Bill Pay
    • Free Mobile Banking with Remote Deposit
    • Free eStatements
  • Free Visa® Debit Card
  • No minimum deposit to open

Account condition: only one Kasasa Cash account per SSN.

Qualifying Is Easy

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle

  • A minimum of 12 debit card purchases of at least $5.00 each
  • At least 1 direct deposit, ACH payment, or bill pay transaction
  • Be enrolled in and review eStatements

And if you don’t meet these qualifications, don’t worry — your account is still free and you can still earn the base rate. Plus, you can get right back to earning your full rewards the very next cycle that you qualify.