In credit unions, members are owners not just “customers.” Members control their credit unions; each member has one vote. Only members can use their services.
Credit unions’ volunteer representatives serve on the Board of Directors and Supervisory Committee.
Credit unions are nonprofit – surplus funds returns to members as dividends, reduced loan rates and service improvement.
Credit unions help their members gain economic independence, no matter their income, and educate them in finance and current events.
Credit unions cooperate with each other, worldwide, out of concern for their members.
