Vehicle Loans

Members, do you have your ride financed some place other than AFCU? See a loan representative to see if you can lower your payments or shorten time left on the loan.

• Finance purchases of new and used vehicles or refinance your existing auto for a better rate or lower payment
• Member-exclusive rate discounts available
• Low-cost GAP and extended warranties available
• Terms up to 84 months

Find the value of your current vehicle.

Our credit union provides a CARFAX Vehicle History Report^™ to help protect our members from salvage, total loss, structural damage, lemon, and flood vehicles. Your branch representative will be happy to share a CARFAX Vehicle History Report with you.

TruStage is insurance the credit union way, with products offered only to credit union members. Products include Life, AD&D, Auto, and Property. Follow this link to learn more about TruStage.

Drive with the peace of mind knowing that with warranties, also known as Mechanical Breakdown Protection (MBP), you have protection against the increasingly high cost of repairs and associated labor costs for mechanical and electrical vehicle failures. In addition to repairing your vehicle, MBP provides services such as rental car allowance, tire protection, 24/7 roadside assistance, and towing. MBP is available for both new and used vehicles. This coverage will protect your vehicle after your warranty has expired. Ask us how you can drive with the proper protection against costly repairs! 

GAP is a voluntary, non-insurance product designed to waive the remaining loan balance not covered by the borrower’s primary insurance carrier settlement in the event of a total loss or unrecovered theft, subject to limitations and exclusions, including but not limited to loan–to–value (LTV) maximum, delinquent payments, late charges, refundable service warranty contracts and other insurance–related charges. GAP Advantage also provides you with a $1,000 credit towards the financing of a replacement vehicle financed or leased with our financial institution! 

Members should contact the loan department at 912-559-6083 to obtain current loan rates.