At Altamaha FCU, you can open a Christmas Club account and save for that special time of year. The Club year runs from November through October 31 the following year. Early withdrawals will be charged a $5.00 fee for each withdrawal. If a Club account is closed prior to the end of the Club year a $5.00 fee is assessed.

Features included in the Club Account include:

• A competitive dividend rate
• No minimum balance required
• Access through Audio Response
• Quarterly statement
• Payroll deduction for convenient automatic deposits
• Deposits at credit union or by mail