Altamaha Federal Credit Union

Share Rates $25 minimum investment

Annual Percentage Yield is accurate as of May 1, 2008. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Account Type

Minimun Opening
Deposit

Minimum Balance
to Earn APY

Limitations*

Dividend Rate

Annual Percentage
Yield

*Dividends will be compounded quarterly and will be credited monthly.

Regular Savings

$25.00

$300.00

Transfer & Withdrawal*

1.00%

1.01%

Share Drafts

	$100.00 - $499.99
	$500.00 - $4999.99
	$5000.00 - $14999.99
	$15000.00 & OVER

$25.00

$100.00

Transfer & Withdrawal*

0.50%

1.00%

1.50%

2.50%

0.50%

1.01%

1.51%

2.53%

Club Accounts

$100.00

Transfer & Withdrawal*

1.00%

IRA's (Share)

$25.00

2.75%

2.78%

Money Market Savings

	$2500.00 - $5000.00
	$5001.00 - $25000.00
	$25001.00 & OVER

$2500.00

$5001.00

$25001.00

$2500.00

$5001.00

$25001.00

Call Credit Union for Details

1.75%

2.51%

2.75%

1.76%

2.54%

2.78%

Prime Time Accounts

$25.00

$100.00

Transfer & Withdrawal*

0.50%

Student Checking Accounts

$25.00

$100.00

Transfer & Withdrawal*

0.50%

* For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.

Share and IRA Certificate Rates $1000 minimum investment
Annual Percentage Yield is accurate as of May 1, 2008. Rates and other terms may change at any time without prior notice. $1,000.00 minimum required to open Share Certificate unless otherwise noted. $2,000.00 minimum required to open Share or IRA Certificate unless otherwise noted*. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. SHARE Dividends will be paid monthly and transfrred to a regular share account. IRA Dividends will be compounded monthly and will be credited monthly. If you close your share account before dividends are paid, you will not receive the accrued dividends.**
Terms	Dividend Rate	Annual Percentage Yield	Renewable
SHARE - 6 months	3.00%	--	Automatic
SHARE - 12 months	3.00%	--	Automatic
SHARE - 24 months	2.75%	--	Automatic
SHARE - 30 months	2.75%	--	Automatic
SHARE - 36 months	2.75%	--	Automatic
SHARE - 48 months	2.75%	--	Automatic
SHARE - 60 months	2.75%	--	Automatic
IRA - 6 months	3.00%	3.04%	Automatic
IRA - 12 months	3.00%	3.04%	Automatic
IRA - 24 months	2.75%	2.78%	Automatic
IRA - 48 months	2.75%	2.78%	Automatic
IRA - 60 months	2.75%	2.78%	Automatic
* For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule. a special may require a minimum of $5,000.00 or more to open. *a special may require a minimum of $5,000.00 or more to open.