Letter from the President

hat a year we have had!! You have stepped over boxes, did business in a small drive-thru and came in the kitchen (our temporary lobby) for your transactions. I would like to take the time to thank our staff, members, volunteers and directors for all the hard work this year. Our "Open House" went very well and those who attended were very pleased with the results. We honored individuals who had served before and gave thanks to the sacrifices they had made for this credit union. Attending the open house were many of our former board members who told the stories of how far this credit union had come. I enjoyed these stories and encourage all to remember where we were and where we are now. The credit union is financially strong and a big part of our community. Give yourself a pat on the back for the best credit union in Wayne County.

I want to take this time to say I hope you and yours had a wonderful holiday season!

Brenda Davidson
CEO

Enjoy Christmas Next Year Without Worrying

egin planning for next year by opening a Christmas Club Account today. Figure out approximately what you spent in 2004, and deposit a portion of that into your account monthly, weekly or bi-weekly. You can make deposits in any denomination you desire, from payroll deduction, direct deposit or over the counter.

You choose, and the more you put in each pay period, the less you will have to worry about next Christmas. In November the money will be automatically transferred to your savings account where you will have easy access to it.

After all, isn't the gift of giving more fun when you don't have to worry about opening your mail in January? Come by the credit union today and begin a stress-free 2005 Christmas season!

Have You Visited Our Website Lately?

o to www.altamaha.org and click on any of the helpful links. You can check our current savings rates, read our latest newsletter and access our online forms and applications. You will also find online financial calculators to help you plan for retirement or calculate a loan payment. The best part is access to your account, you can check balances, make transfers from savings to checking or vice versa, make loan payments, check deposits, etc. The information is accessible 24/7 from any nternet computer. To access your account information Nancy E. Powell you need to come by the credit union to sign up. It will only take a few minutes and you will be online in no time at all. This can make maintaining your account much easier and more efficient for you.

Open House Celebration

The credit union celebrated the remodeled building by providing a ribbon cutting and open house on December 3, 2004. Gene R. Jones, the Chairman of the Board of Directors, spoke after the ribbon cutting and gave some of the history of the credit union. Ivalene Miles, June Wingate and Brenda Davidson also spoke. There were many who attended including, but not limited to three of the past Presidents, (Waldeen Carter, June Wingate, and Ivalene Miles) shown in the picture above with the current President, Brenda Davidson. Ms. Evelyn Roland was also one of the past Presidents, but was not present for pictures. There were also past board members who attended. Food, give aways and good fellowship was the theme for the day. A new plaque with the names of the board of directors, supervisory committee and staff was displayed. The building started in February and is now 99% complete. Tours will still be given when possible.