 re you in the market for a new car? Start your spring fling with the purchase of a new auto. Before you look, complete the pre-approval loan application on the back page of this newsletter and return it to the credit union. With a pre-approval, you will save time and know exactly how much you can spend.
We have GREAT RATES on your existing automobile loan too! Just bring in your surrnet automobile information with a payoff from your current lender for comparison shopping with our friendly loan staff, and a possible refinance.
* RATES SUBJECT TO CREDIT APPROVAL AND SCORE.
IMPORTANT NOTICE!!!
Dear Member:
This NOTICE is to be attached to and made part of the Monthly Premium Certificate of Insurance issued under the MEMBER'S CHOICE™ Policy.
Effective May 1, 2004, Altamaha Federal Credit Union has changed the Disability Insurance plan of coverage from 30-day retroactive to 14-day retroactive. This affects the "Total Disability Benefits" provision of the Certificate previously given to you. The new provision will provide that instead of being disbled for 30-days with benefits beginning on the 1st day, you must be disabled for 14-days with benefits beginning on the 1st day. All other provisions will remain the same. Your Disability insurance rate will change to $.28 per $100 of outstanding loan balance.
The rates under the MEMBER'S CHOICE™ Term Life Insurance coverage on any insured loan(s) will also be changing. The new Term Life Insurance rate per $100 of outstanding loan balance is $.07 for the Single Insured Plan and $.10 for the Joint Insured Plan.
The increase in premium could result in a higher last payment or may extend the duration of the loan.
There is no action necessary on your part to continue coverage if you already have it.
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