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Letter from the President 
would like to thenk all our members for their undying loyalty and patience during our remodeling. It will soon all be over. Our hope is that the newly remodeled credit union will reopen early in September. However, though it may lack some of the decorations at that time, our staff and members will be much more comfortable. This year has been very busy for our credit union and the balance does not seem to be any the less. We will soon be celebrating 50 years of service for our members and look forward to many other years. Our official "Grand Re-opening" will be held in the fall. Watch newspaper for more details. Come spend some time with us and view your new credit union.
Thank you again,
Brenda Davidson
President/CEO
Examine Your
Statement Promptly
f you do not examine your statement within a reasonable amount of time, you may waive any rights you have to make claims regarding errors or unauthorized transactions on your share and share draft accounts.
In case of errors or questions about electronic fund transfers into or out of your account, telephone us or write to us as soon as you can. If you think your statement or receipt is wrong or if you need more information we must hear from you no later than 60 days after we sent you the FIRST statement of which the error or problem appeared.
When contacting us, please provide the following information:
- Your name, account number and suffix.
- The dollar amount of the suspected error.
- Describe the error or transfer you are unsure about.
REMEMBER, IT IS VERY IMPORTANT TO VERIFY RECEIPTS BEFORE LEAVING THE CREDIT UNION AND CHECK YOUR STATEMENT PROMPTLY.
 ...before you visit the car lot
A preapproved loan will help you purchase a car that fits your lifestyle with payments that fit your pocketbook. And because of our low loan rates, on new and used vehicles, you'll get more car for your money.
While you're here, our loan officers can steer you to car-buying information to help you - not the dealer - drive your deal. With that kind of ammunition and our vehicle rates, nothing can stop you from driving the best deal around.
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Beware of Credit Card
and Debit Card Fraud!!
 AUTION! Mail and telephone solicitations bring many tempting offers, but not all are legitimate. Be especially careful about deals which sound to good to be true, and don't give callers your credit card number unless you want them to charge your account.
 Be wary of high pressure sales tactics, especially if the sale must be done now.
Record the name, address, and phone number of the firm.
Obtain names of other customers who can supply references.
 When in doubt, consult the Better Business Bureau or the U.S. Postal Inspection Service.
 Ask questions. The fewer questions the telemarketer can answer, the less likely that it is
a legitimate business.
Do not give your account number over the phone unless you initiated the call.
 Memorize your Personal Identification Number (PIN). Don't write it down in your wallet or on the back of your card. Don't designate the same PIN for all your cards, and don't designate a number such as your birthdate, that can be found easily in your wallet.
 If someone calls you claiming to be a credit union representative and asks for your PIN number, don't give it to them. Report it to your financial institution and the police.
Your Credit Union:
It's A Family Affair
 hen you joined Altamaha FCU, your family members also become eligible to join. It's one of the many ways the people you know and care about can benefit from the great financial services you're receiving from your credit union.
If you enjoy low loan rates and fees, convenient, friendly services, and higher savings rates you get from your credit union, share us with your family.
Your spouse, parents, siblings, children and grandchildren all can join because you are currently a member. Encourage them to become members of your credit union family as well.
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