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Newsletter
Contents
The President's Desk
International CU Day
Your Understanding and Cooperation are Appreciated
The Best Deals May Be Used Wheels
Enjoy Christmas Without Worrying about bills!
Phone Scam Alert
Georgia Man Warns Others
Rocky's Corner
Coming Soon!
GAP Plus
Daylight Savings Time
Holiday Closings
Win A Gift Certificate
International Credit Union Day
October 16, 2003

We invite you to come by to celebrate the credit union “people helping people” tradition on International Credit Union Day, Thursday, October 16. Credit union members around the world will celebrate this exciting event together in their individual locations.

We’ll have lemonade and refreshments, and RockyRaccoon will make an appearance at 4:00 p.m. He will be on his way out of town, but has consented to visit with his “special friends” for a few minutes. So, kids make sure you remind your parents to bring you by to see Rocky.
This will be your day, come and celebrate!


Your Understanding and Cooperation are Appreciated

When an account is opened or changed, you will be asked for your name, address, date of
birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying government issued documents. The definition of an account covers a broad range of regular financial transactions such as deposit, transaction, asset, or credit accounts or other extension of credit. The required verification may be inconvenient for some but a strong deterrent for terrorists and other criminals.

You can rest assured that we will only request the information required by the law...and that we will use the information only for purposes of complying with the law. Your privacy is our greatest concern, and we will respect and protect it as always, consistent with the law’s requirements.

Thanks for your understanding and help in this critical effort. The war on terrorism will be fought on many fronts, and Randy Tyre this is one of them.


Enjoy Christmas, Next Year, Without Worrying about January bills!

Begin planning for next year by opening a Christmas Club Account today. Figure out approximately what you spent in 2003, and deposit a portion of that into your account monthly, weekly or bi-weekly. You can make deposits in any denomination you desire, from payroll deduction, direct deposit or over the counter. You choose, and the more you put in each pay period, the less you will have to worry about next Christmas.

After all, isn’t the gift of giving more fun when you don’t have to worry about opening your mail in January?

Come by the credit union today and begin a stress-free 2004 Christmas season!

PHONE SCAM ALERT

Some credit unions have reported an increase in phone scams recently. The scam usually involves having individuals call a credit union member and identify themselves as an employee of NCUA, IMG Corporation, or even a credit union employee or security officer. The calls can range from calling to verify account information as a security precaution, to offering the member fraud protection on their account.

We, at Altamaha Federal Credit Union, want to encourage you to call the credit union office if you receive a phone call that you feel is suspicious. The Federal Trade Commission has guidance available for these types of phone scams: “If a caller asks for your checking account number or other information printed on your check, you should follow the same warning that applies to your credit card number - do not give out checking account information over the phone unless you are familiar with the company and agree to pay for something. If you do give your checking account number over the phone to a stranger for “verification” or “computer purposes,” that person could use it to improperly take money from your checking account.” You can find this information at www.ftc.gov/bcp/conline/pubs/tmarkg/debit/pdf. Additional guidance in other areas, such as identity theft, travel, and investments may be found at www.ftc.gov/ftc/consumer.htm.

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