Monthly Member Special

Refinance Your Ride

(1) Fill out our short questionaire and (2) give it to a member service representative.

A Loan Representative will contact you!

Call us now for more information!

*Current AFCU vehicle loans do not qualify for the re-fi program.

Vehicle Loans

Shopping for a new or used car or truck? You’ve already got plenty to think about: makes, models, optional equipment, colors and so on. When it comes to financing, make it easy on yourself with a vehicle loan from Altamaha FCU. We have loans available for new and used cars and trucks. Vehicle loan rates are near records lows – meaning you could save hundreds in interest.

Call any of your branches for details. Most people living or working in Wayne or Long counties qualify for membership.
  • Up to 100% financing
  • Competitive rates
  • Flexible terms
  • No application or loan processing fees
  • No pre-payment penalties
  • Automatic payments
  • Optional Credit Life and Disability Insurance
  • Optional GAP Insurance
  • Optional warranty coverage

Please contact us for more information on loans.

Home Equity Loans

Home EquityYour home should work for you, and not the other way around. That’s why Home Equity Loans are so powerful. It’s using your home’s value to pay for things you need now.

Invest in home improvements, educational expenses, or whatever purpose suites you. We offer competitive fixed interest rates and the efficient, personalized service you’ve come to expect:

  • Use your homes value
  • Competitive interest rates
  • Local decisions
  • Personalized service
  • Pay for things you need now
  • Pay for home improvements, short-term expenses and more.

Please contact us for more information on Home Equity loans. Click here for rates and terms on Altamaha FCU Home Equity lines of credit.

Boat Loans

front4Make time for leisure in your life with a new or used boat. Stop dreaming and hit the water.

Let us make your dreams come true. Come to AFCU to make that dream a reality.

  • Boats, motors and trailers
  • New and used
  • Competitive rates
  • Terms up to 60 months

Please contact us for more information on loans.

Click here for rates and terms on Altamaha FCU boat loans.

ATV Loans

ATV (off-highway vehicles driven on four wheels)

Do you need an all-terrain vehicle for work or play?  We can help with ATV loan.
  • Up to 90% financing
  • Terms up to 48 months

Full coverage insurance is required on the ATV with Altamaha Federal Credit Union as lien holder/loss payee.

For more information click on one of the following links:

We are concerned for your safety and encourage you to visit www.atvsafety.gov before your off-road riding experience.

Land Loans

iStock_000007154324You can finance the purchase of unimproved property or raw land at attractive rates through Altamaha Federal Credit Union.

If you currently have a loan with another financial institution, we might be able to offer you a better deal.

  • Low interest rates
  • Terms to fit your needs

Please contact us for more information on loans. Click here for rates and terms on Altamaha FCU loans.

Mortgages

istockphoto_4643999Do you dream of owning your own home? We can help you make that dream come true. Buying your home is a big decision, with a lot of details to take care of…that’s why we are here.

We offer competitive interest rates and great terms. We also offer:

  • Low closing cost
  • No origination fee
  • No points fees
  • Mortgage is written internally – we do not sell it.

We are partnered with Credit Union Financial Services (CUFS). In the event we cannot process your loan, we can refer you to CUFS for a competitive rate also.

cufsCUFS is a mortgage company that is owned by credit unions and operates solely to serve the home financing needs of Credit Union members throughout the U.S.

To apply for a First Mortgage, just go to Credit Union Financial Services.

Motorcycle Loans

Do you long to feel the wind in your hair? Do you dream of hitting the open road on your new motorcycle? Altamaha FCU can help make that dream come true.

  • Competitive rates
  • New or Used motorcycles
  • Terms up to 72 months

Please contact us for more information on loans. Click here for rates and terms on Altamaha FCU loans.

Personal Loans

istockphoto_5011036A personal loan from Altamaha Federal Credit Union can help you with your loan needs, whatever they may be. You can use a personal loan to consolidate debt, finance a vacation or cover holiday expenses. These loans can help you pay for medical emergencies and other unexpected events. Personal loans from AFCU come with low interest rates, fast processing and convenient repayment terms, as well as efficient, personalized service.

Please contact us for more information.

Click here for rates and terms on Altamaha FCU personal loans.

Recreation Vehicle Loans

front4Altamaha Federal Credit Union offers recreational vehicle loans on travel trailers, campers and motor homes. Make your purchase as easy as possible and visit one of our helpful loan officers to get pre-approval before you shop.

With our great rates you can afford to have some fun!

Affordable rates and terms!

  • Terms up to 84 months
  • Up to 100% financing available


If you already have a recreational vehicle loan at another lender you could refinance with AFCU and possibly save money each month. Plus, payments are easy when you sign up to have funds automatically withdrawn from your share or checking account and transferred to your loan. You can even make payments at your local AFCU branch and online.

Please contact us for more information on loans or click here for a loan application.

Click here for rates and terms on Altamaha FCU recreational vehicle loans.

Share Secured Loans

front11With an Altamaha FCU share secured loan, your deposit in an Altamaha FCU share savings account or savings certificate serves as collateral to secure your loan.

Share Secure Loans:

  • Carry our most attractive interest rates
  • You continue to earn dividends
  • Great for establishing or reestablishing credit
  • Funds become available as the loan is repaid

Please contact us for more information.

For rates and terms on Altamaha FCU share secured loans click here.

Payment Protection

Additional Insurance Coverage for Your Loans…

Accidental Death and Dismemberment is offered through CUNA Mutual Insurance Group, with automatic deduction from your account. In addition CUNA Mutual has a wide range of insurance products offered by mail to our members.
  • Credit Life Protection
  • Credit Disability Protection

For more information visit Members Online Services.

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