About Credit Unions

Not for Profit, Not for Charity, but for Service

• In credit unions, members are owners not just “customers.” Members control their credit unions; each member has one vote. Only members can use their services.
• Credit unions’ volunteer representatives serve on the Board of Directors and Supervisory Committee.
• Credit unions are nonprofit – surplus funds returns to members as dividends, reduced loan rates and service improvement.
• Credit unions help member gain economic independence, no matter their income, and educate their members in finance and current events.
• Credit union cooperate with each other, worldwide, out of concern for their members.